AutoLoanLocator.com

Customer Consent & Policy Disclosure Documents

Regulation B Disclosure

Under the Equal Credit Opportunity Act (ECOA), AutoLoanLocator.com, Inc. is prohibited from discriminating in any aspect of the credit transaction. Prohibited bases are: sex, marital status, race, color, religion, national origin, age (provided the applicant is of legal age), income derived from public assistance and the fact that the applicant has—in good faith—exercised any right under the Consumer Protection Act (i.e. the right to lodge a complaint).

E-Sign Authorization & Consumer Credit Report Disclosure:

By clicking the Submit button below, you certify that all of the statements in this application are true and complete and are made for the purpose of obtaining credit. You authorize AutoLoanLocator Inc. to share your application and related information with its lending partners in order to complete the processing of this application. You authorize AutoLoanLocator Inc. and its lending partners to retain and rely on your application and to access your credit report in order to evaluate your credit application. In addition, you acknowledge that you have read the state specific notices related to your application and agree to receive Electronic Documents. By clicking the Submit button below, you further authorize AutoLoanLocator Inc.’s third party lending institutions to share information in your application, and any other credit information they obtain, with other third parties who may be able to offer or arrange for a direct loan and/or dealer financing.

Consent For Electronic Document Under The Electronic Signatures In Global And National Commerce Act
Please read this information carefully and print a copy and/or retain this information electronically for future reference.

The terms "you" and "your" refer to a consumer who submits a credit application ("Application") to obtain a loan in connection with AutoLoanLocator.com, Inc and it's affiliated partners. By agreeing to receive information from us electronically, you will receive certain disclosures, notices, information and documents related to your Application and loan ("Documents") electronically, which may include through our web site(s), other web sites related to the Application, and your email address. The Documents you receive from us electronically will include, but are not limited to, the Application, this Consent for Electronic Documents, the Consent for Sharing and Use of Information, our Privacy Policy, the Consent for SMS/Texting, the Telephone Consumer Protection Act notice and notices of our credit decision about your Application. This Consent for Electronic Documents informs you of your rights regarding receiving these Documents electronically. You will be unable to submit an Application unless you consent to receiving Documents electronically. This consent applies to the financing transaction you are requesting and all documents and records that relate to it.

Withdrawing Consent

You may withdraw your consent to receive Documents electronically at any time by contacting us by telephone at 866.585.3223. If you do, we will continue the Application and loan process in non-electronic format at no charge to you. If you decide to withdraw your consent, any Document that we previously provided to you as an electronic Document will remain valid, enforceable, sufficient for its intended purpose, and unaffected by the withdrawal of your consent. If you decide to withdraw your consent for electronic Documents, you will not have the option later to receive Documents from us electronically.

Updating Your Contact Information

To update your email address or mailing address, contact us by telephone at 866.585.3223

CONSENT AND ACKNOWLEDGMENT

BY COMPLETING ALL REQUIRED FIELDS IN YOUR APPLICATION, SELECTING ''YOU READ AND AGREE TO THE CONSENT FOR ELECTRONIC DOCUMENTS," AND CLICKING THE "SUBMIT APPLICATION" BUTTON ON OUR WEBSITE APPLICATION PAGE, YOU ACKNOWLEDGE AND AGREE:

(1) THAT YOU CAN RECEIVE DOCUMENTS ELECTRONICALLY AND CAN ACCESS AND RETAIN THOSE DOCUMENTS;
(2) THAT YOU CAN RECEIVE AND READ EMAIL MESSAGES SENT TO THE EMAIL ADDRESS YOU PROVIDE TO US;
(3) THAT YOU CAN ACCESS INFORMATION PROVIDED ELECTRONICALLY AT OUR WEB SITE AND OTHER WEB SITES RELATED TO YOUR APPLICATION;

(4) TO RECEIVE DOCUMENTS ELECTRONICALLY AND TO STORE OR PRINT THOSE DOCUMENTS FOR YOUR RECORDS;
(5) THAT THE ACTIONS DESCRIBED HERE OR ON THE DOCUMENTS WILL SERVE AS YOUR ELECTRONIC SIGNATURE ON ANY SUCH DOCUMENTS; AND
(6) THAT YOU ARE PROVIDING YOUR CONSENT TO RECEIVE ELECTRONIC COMMUNICATIONS FROM US

UNDER THE ELECTRONIC SIGNATURES IN GLOBAL AND NATIONAL COMMERCE ACT, AND INTENDING THAT THIS LAW APPLY TO YOUR TRANSACTIONS WITH US.

 

PLEASE PRINT AND RETAIN A COPY OF THIS AGREEMENT FOR YOUR RECORDS.

 

Consent for Texting/SMS:

If a mobile number is provided, we may text you information about your application. AutoLoanLocator.com and its lenders does not charge to send or receive text messages as part of our application process. However, messages and data rates may apply. Please consult with your wireless carrier for applicable text messaging fees. Once your mobile device has been activated, you may opt-out of the service and/or withdraw your consent by calling 866-585-3223. We will only send you updates on the status of your application. We may modify or terminate our text messaging services from time to time, for any reason and without notice, including the right to terminate text messaging without notice, without liability to you, any other user or a third party. We reserve the right to modify these Terms of Use from time to time without notice. Please review these Terms of Use from time to time so that you are timely notified of any changes. Additionally, you agree that we may send any SMS Statement Notifications through your communication service provider in order to deliver them to you. You agree to provide a valid mobile phone number for these services. You further agree to indemnify, defend and hold us harmless from and against any and all claims, losses, liability, cost and expenses (including reasonable attorneys’ fee) arising from your provision of a mobile phone number that is not your own or your violation of applicable federal, state or local law, regulation or ordinance. You obligation under this paragraph shall survive termination of the Agreement, SMS Statement Notification are provided for your convenience only.

 

Contact AutoLoanLocator.com Customer Service